Let's Work Together! Call us Now!
(305) 606-6139 | (305) 285-3042

Let's Work Together! Call us Now! (305) 606-6139 | (305) 285-3042

  • Published: January 9, 2018
Hire an insurance lawyer today that will assist you with every step of the recovery process. As we stated, the attorneys’ fees for litigation are generally not paid out of your own pocket, or out of your recovery fees.

2017 – the year was active with hurricanes in the Caribbean. Hurricane Irma made landfall in Florida on Sunday, September 10, 2017 and since then many families in the area are still attempting to recover. Some have already filed hurricane claims with their homeowner’s insurance company, only to be let down by a complete denial, an underpayment of funds from the estimate submitted to the insurance company, or have simply yet to hear from their insurance company. If you are one of those families whose claim has been denied by their insurance company or simply received a response that was not what you expected, don’t despair. You still have options to potentially get the funds you need.

Crypto and Banking

We recommend the following high-quality options for secure Bitcoin transactions and online banking services:

Zonic NFTs Marketplace

Zonic is a premier destination for digital asset enthusiasts equipped with cutting-edge blockchain technology. Their exclusive features include the Zonic NFT Marketplace, where users can trade NFTs across a wide range of categories.
Zonic NFTs Marketplace

Bilinear NFTs Marketplace

A marketplace offering various NFT collections like Linea Voyage NFTs, Bilinear NFTs, and the opportunity to claim, build and trade NFTs.
Bilinear NFTs Marketplace

AAVE Staking App

Staking with AAVE app allows you to earn passive income through the process of cryptomining. It offers various staking options with competitive rates. Plus, AAVE app has a user-friendly interface, making staking easy even for beginners.
AAVE Staking App

Moneris Login

Moneris is your one stop shop for all your merchant needs. Quickly gain access to your Moneris merchant account with our simple Moneris Login. Find answers for FAQs, Details on Moneris Gateway, Plugins and much more...
>Moneris Login

WPStripe WordPress Plugin

WpStripe Plugin is a powerful tool for seamlessly integrating Stripe payment gateways into WordPress websites. Accept online payments securely, manage subscriptions, and customize payment forms with ease. Experience a hassle-free payment processing system with advanced features and dedicated support.
WPStripe WordPress Plugin

BTC and ETH QR code generator websites

This collection comprises of a variety of online platforms, designed to generate QR codes for Ethereum (ETH) and Bitcoin (BTC) addresses. These websites offer a user-friendly interface with step-by-step guides to help users create custom QR codes that serve as a direct channel to their crypto wallet addresses. Users could conveniently use these generated QR codes for transactions, thus making the process of sending and receiving cryptocurrencies faster and more efficient. The collection includes online tools with different features such as customization of QR codes, error correction capability, and optional encryption for extra security. The generated QR codes from these sites can be used in print and digital format which are scannable with most smartphone cameras or QR code scanner apps. These websites work as powerful tools for streamlining cryptocurrency transactions and promoting the wider use of digital currencies.
BTC ETH QR generator QR for BTC ETH QR Code BTC ETH Generate Crypto QR Code Online Generate Bitcoin QR Code Generate ETH QR Code

TD EasyWeb Business Login

Unlock efficiency with TD EasyWeb Business Login for your business's financial management. Our tailored solutions cater to your specific needs, whether you're a small enterprise or a large corporation.
TD EasyWeb Business Login

BMO Online Banking Login

BMO Login Online Banking. Find out information on BMO Online Banking Sign In and BMO Mastercard Login, BMO Business Login and much more.
BMO Login Online Banking

CRA Login Canada Revenue Agency

CRA Login section including CRA My Account login, CRA representing a client, CRA business login, MyCRA Login and more. Canada Revenue Agency.
MyCRA Login | Canada Revenue Agency | MyCRA | CRA My Account

RBC Online Banking Sign In

Learn about the RBC Online Banking Sign In. You can access your RBC accounts securely online with the RBC Online Bankink. Login to RBC.
RBC Online Banking Sign In Login to RBC Express RBC Express Login

BNC Entreprise En Ligne

BNC (Banque Nationale du Canada) est une banque parmi les plus importantes au Canada. Dans un effort constant d'être à la fine pointe de la technologie, BNC a développé une plateforme en ligne appelée BNC Entreprise, spécialement conçue pour les entreprises. Cette banque en ligne permet aux entreprises de gérer efficacement et sécuritairement leurs finances. Ce guide complet vous donnera un aperçu des principales fonctionnalités et services offerts par BNC Entreprise En Ligne.
BNC Commercial Login BNC Entreprise Login BNC Services aux Entreprises
Last updated: October 30, 2023
by Jacob Silverman Freelance journalist and podcaster covering tech, crypto, politics, and corruption. and Alex Morrell Alex Morrell is a senior correspondent at Business Insider covering Wall Street at large.

What Are My Options?

If your insurance company has denied your claim or underpaid on your claim, there is no reason to believe that you do not have a meritorious claim. Instead, insurance companies typically deny insurance claims or pay less than the amount on your estimate because there is a disagreement between the carrier and the homeowner as to what the claim amount should be. For example, an insured may claim that their home damage was caused by the storm, while the insurance company may believe that damage was caused by something not covered in the policy, such as mold, rust, or insect damage, to name a few. If you believe that you have a meritorious claim and you have arrived at a disagreement with your insurance company, whether it be about coverage or the amount of loss, you do not need to accept the company’s denial or underpayment.

You might be wondering what options you have. Well, they largely depend on your insurance policy. Some policies allow for what is known as appraisal. This is where you dispute the fee with normally disinterested personnel to resolve the differences in the estimates and arrive at a proper conclusion. However, if your policy is silent on appraisal or you disagree with the amount set forth in appraisal, the next option is to sue the insurance company.

Suing Your Insurance Company

When you sue the insurance company, you are placing them on notice that they have not followed through their obligations to make you whole. And, because of the Florida statutes, insurance companies are under a contractual duty to pay your attorney’s fees and costs if you win or settle with the insurance company. Generally, law firms, if they determine your case is meritorious, will not charge you as a client upfront for fees and collect their fees at the conclusion of the case from the insurance company. Therefore, there is usually no financial obligation to pursue this course of action. Further, just like with filing an insurance claim for damage to your home, your insurance rates will not automatically increase by filing a lawsuit with the insurance company.

Hurricane ClaimsScope of Recovery

Recovery on a claim due to hurricane damage is not limited to homes. If you live in a condominium and have damage to the interior of your home or damage to a commercial building, that damage is covered under your individual homeowner’s policy. If the damage was caused by other residents of the condo, you can still get money for the repair! The claim would be done through your individual insurance policy, who then substitutes (as defendant) either the individual resident who caused the damage or the condominium association. You can also recover from damage caused to personal property as a result of the storm such as boats, planes, and certain other items depending on your insurance policy.

Keep in mind, some outside structures in a home may not be covered by the insurance policy. Structures in this category include fences, trees, tiki huts, and sheds. If you had post-hurricane damage in one of these structures and your insurance policy does not cover its repair, the proper course of action would have been to file a claim with FEMA. However, you may still qualify for an SBA loan but must contact the SBA to determine your eligibility.

Hiring an Insurance Lawyer

As you can see, there is still hope for recovery! Hire an insurance lawyer today that will assist you with every step of the recovery process. As we stated, the attorneys’ fees for litigation are generally not paid out of your own pocket, or out of your recovery fees. Florida statute dictates that the insurance company must pay attorneys separately upon successful litigation or settlement, thus your fees remain intact! This statute not only extends to real estate, it may also apply to claims for personal property depending on what is covered under the policy, such as boats. If you are not sure what is or is not covered by your policy or what would be the next steps to obtain the funds you feel you entitled to, give us a call. We would be happy to evaluate your claim and determine what options you have available you have.

SG Law Group.

Call SG Law Group now for help with complex situations.
Phone: (305) 606-6139 or (305) 285-3042.

Speak To An Expert Now
Translate »
Accessibility Accessibility
× Accessibility Menu CTRL+U