Mold and Bad Faith 2016-01-05T05:18:55+00:00

What happens when you have mold in your home?

As many people may know, mold is caused by a moist and humid environment that is left untreated. Whether you live in a single family home or apartment, mold can be both onerous and a health hazard. Most, if not all, home insurance policies include mold as covered loss where you can contact the insurance company to file a claim. Sadly many insurance companies choose to pay out less than the claim amount or even deny the claim outright under same vague explanation even though mold is a covered loss. Under these circumstances, the insurance company may be working in bad faith to avoid paying out on the claim knowing most property owners will not pursue it further. For those who don’t know the meaning of bad faith, it is when someone or some company knows what they should be doing, but instead chooses not to do what they are supposed to do under the belief that the other person involved won’t find out or won’t question that person. In this particular situation, an insurance company could be acting in bad faith by taking advantage of policyholders believing an insurance company is being honest and forthcoming when an insurance company notifies a policyholder of its stance regarding the claim. Under these circumstances, what can a home owner do in these situations?

Well, let’s run through a scenario to help you through the incident. Let’s say you own an apartment and you discover mold in the apartment. First, as with all issues that occur in your home, you must attempt to mitigate the damage. Mitigating is just a fancy word for doing everything you can to stop it from getting worse and trying to fix the problem altogether. Once you have done that, you should contact a property insurance attorney like SG Law Group to handle processing your claim regarding the mold in your apartment. Mold will normally require remediation to reduce and eliminate the mold in your apartment. Now, if the insurance company under pays or denies your claim even though they pay out on the claim, it is possible the insurance company could be acting in bad faith and a cause of action against that is likely to succeed with exceptions, of course.

Benefits of having an attorney represent your mold claim

  • Attorneys are knowledgeable regarding the law.
  • Can represent you in aspects of the claim including litigation.
  • Can negotiate with insurance company as needed throughout entire process.

How long does it take to represent a mold and bad faith claim?

A mold and bad faith claim with your insurance company is a very delicate and intricate process. It takes dedication and willingness to represent your claim. Our firm will stay with you every step of the way. We want to make sure you are properly represented and are kept abreast of the matter at hand. Furthermore, our Firm will be there to keep you informed of your rights and options with respect to the mold  and bad faith claim.


Why our firm to represent your mold and bad faith claim?

Wondering if your underpaid or denied claim should have been paid? Something happened to your home and not sure what to do? Contact SG Law Group. Our group of dedicated attorneys and staff will handle all aspects of the claim and get you the best resolution for your situation.


Hire an affordable, professional Attorney to represent you with your Mold and Bad Faith Claim Today!