Business Insurance Commercial 2016-01-05T03:19:32+00:00

What is the importance of properly filing a commercial insurance claim?

Many business or corporate owners who own commercial property may find themselves dealing with property damage with their properties. The property damage may be damage caused by fire, flood, wind (like from a hurricane), and even a simple accident such as a fallen object. Most corporate or business owners will usually carry some form of property insurance in case a property damage claim needs to be filed with the insurance company. Of course, the policy must provide the coverage necessary to cover the property damage caused. So, it is important to obtain the most extensive policy one can purchase (and afford) to sufficiently protect the business or corporate owner in case he/she/it needs to file a property damage claim. In fact, when one thinks of property damage claims and the necessary property insurance coverage needed to pay out such claims, it is usually property damage emanating from a home or residence. Yet, despite the perceived strength of commercial property, commercial property can be damaged, necessitating sufficient property insurance coverage to cover any property damage claim.

Here is a story that occurred to one of our clients. Our client owned a very large commercial property. The commercial property had its own septic tank. Sadly, a landscaping company working on an adjacent commercial property decided to park its heavy vehicles on our client’s commercial property, specifically on the septic tank even after they warned not to do so. Sadly, the vehicle damaged the septic tank, which shut down the entire plumbing system in the building. In this particular instance, one of our attorneys at SG Law Group decided to file a claim against the landscaping company’s auto insurance for the property damage sustained. The attorney at SG Law Group submitted a property damage claim to the auto insurance company. While it was not a property insurance policy, it was damage caused by the vehicles being on the septic tank and, therefore in our attorney’s opinion, there should be coverage from the insurance company for the property damage. This is just one of many examples of how businesses or corporate owners can have property damage on their commercial property, and how our attorneys will do what it takes to adequately protect our clients’ interests.

Benefits of having an attorney represent your commercial claim

  • Attorneys are knowledgeable regarding the law.
  • Can represent you in aspects of the claim including litigation.
  • Can negotiate with the insurance company as needed throughout the entire process.

How long does it take to represent in a commercial insurance claim?

A commercial insurance claim is a very delicate and intricate process. It takes dedication and willingness to represent your point of view. Our firm will stay with you every step of the way. We want to make sure you are properly represented and are kept abreast of the matter at hand. Furthermore, our Firm will be there to keep you informed of your rights and options with respect to the commercial insurance claim.


Why our firm to represent you in a commercial insurance claim?

When one purchases property insurance coverage from an insurance company, one expects to be protected from unforeseen circumstances whether it is hurricane, flood, fire, etc. Additionally, business or corporate owners do not expect or anticipate damage to their commercial property and want an immediate resolution to these issues. At SG Law Group, we understand these issues having dealt with both residential and commercial property issues when confronting insurance companies. Our firm and its attorneys & staff are dedicated to find an adequate resolution to your situation. Have any questions? Contact us today. We would love the opportunity to show you how we can protect your interests.


Hire an affordable, professional Attorney to represent you with your commercial property Claim Today!